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Click the menu option for Additional Services and then select Online Statements.If you are not currently enrolled in e Statements, you will be asked to agree to the Terms & Conditions.They had gotten the program from one of Jarkko's friends, Vijay Subramaniam—the first non-Finnish person to use IRC.IRC then grew larger and got used on the entire Finnish national network—Funet—and then connected to Nordunet, the Scandinavian branch of the Internet.Internet Relay Chat (IRC) is an application layer protocol that facilitates communication in the form of text.The chat process works on a client/server networking model.

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